Privacy Policy
Last Updated: October 10, 2025
This Privacy Policy explains how DebTitan collects, uses, discloses, and safeguards personal information when you use our website, applications, and related services. By using the Services, you consent to this Policy.
Information We Collect
- Account Data: name, email, password (hashed), phone (optional), language preference
- Financial Inputs You Provide: uploaded files (e.g., credit report PDFs), manual entries (debts, balances, APRs), goals, notes
- Technical Data: device, browser, IP address, cookies, usage events for analytics and security
- Support Content: messages, attachments if you contact support
Sensitive Financial Information
DebTitan analyzes data you choose to upload (e.g., credit reports) to generate insights like payoff plans and financial strategies. We do not pull credit or furnish credit information unless you explicitly connect an integration that requires it.
How We Use Information
- Provide core features (parsing, payoff calculators, analysis, dashboards)
- Improve accuracy and performance of our AI models
- Communicate with you (service emails, updates, security notices)
- Prevent fraud, abuse, or violations of our Terms
- Offer optional recommendations (e.g., refinancing options)
In-Memory Processing & Auto-Deletion
Your Privacy is Protected
- File Handling: Uploaded files are processed in memory only. We do not persist your uploads on the server by default.
- Auto-Deletion on Logout: When you log out or your session expires, DebTitan automatically purges all uploaded files and derived data.
- No Long-Term Storage: We do not keep copies of your financial documents. Zero data persistence after logout.
Sharing & Disclosures
We do not sell personal information. We may share:
- Service Providers: hosting, authentication, analytics, email delivery (under strict confidentiality)
- With Your Direction: when you connect third-party services
- Legal & Safety: to comply with law or protect rights and safety
- Business Transfers: if we are involved in a merger or acquisition
Data Subject Rights
Depending on your location, you may have rights to access, correct, delete, or export your data. To exercise rights, contact privacy@debtitan.com.
Security
We implement industry-standard security measures including encryption in transit (TLS 1.2+), secure session management, access controls, and automatic data deletion. See our Security Overview for details.
Children's Privacy
The Services are not directed to children under 13. We do not knowingly collect data from children.
Changes to This Policy
We will post any changes to this Policy on this page with an updated "Last Updated" date. Material changes will be notified via email or in-app notice.
Contact Us
For privacy questions or requests, contact us at privacy@debtitan.com