Terms of Service

Last Updated: October 10, 2025

These Terms govern your access to and use of DebTitan. By using the Services, you agree to these Terms.

1. Your Account

2. Acceptable Use

You agree not to:

3. Financial & Legal Disclaimers

Important Notice

Not a law firm, credit repair organization, or financial advisor. DebTitan provides software tools and education. We do not provide legal, tax, or investment advice and we do not guarantee outcomes. For legal or financial advice, consult a professional.

4. Free Service

DebTitan is currently offered as a completely free service. We reserve the right to introduce optional paid features in the future with advance notice.

5. Intellectual Property

All software, documentation, and content provided by DebTitan are owned by DebTitan or its licensors. You receive a limited, revocable, non-transferable license to use the Services for personal purposes.

6. User Content & Feedback

You retain ownership of the content you upload. You grant DebTitan a license to use your content solely to operate, improve, and provide the Services. If you submit feedback, you grant us a perpetual, royalty-free license to use it.

7. Third-Party Services

If you connect third-party services (e.g., authentication, storage), their terms and privacy policies apply to your use of those services.

8. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY, AND NON-INFRINGEMENT.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, DEBTITAN SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES. OUR TOTAL LIABILITY WILL NOT EXCEED $100.

10. Termination

We may suspend or terminate access for violations of these Terms. You may stop using the Services at any time.

11. Governing Law

These Terms are governed by the laws of the State of Florida, USA.

12. Changes to Terms

We may modify these Terms from time to time. Material changes will be notified in-app or via email. Continued use after changes constitutes acceptance.

Contact Us

For legal questions, contact us at legal@debtitan.com