Frequently Asked Questions
Get answers to common questions about DebTitan
What is DebTitan?
DebTitan is a free AI-powered debt coach that helps you analyze your financial situation, create personalized debt payoff plans, and provides actionable strategies to become debt-free faster. Simply upload your credit report or bank statement, and our AI will provide instant, comprehensive analysis.
Is DebTitan really free?
Yes! DebTitan is 100% free with no hidden fees, no credit card required, and no subscriptions. We believe everyone deserves access to quality financial coaching tools.
How is my data protected?
Your Privacy is Protected
- ✓ Files are processed in memory only
- ✓ Auto-deleted when you log out
- ✓ Never stored on our servers
- ✓ Zero data persistence after logout
Your financial documents are processed entirely in memory and automatically deleted when you log out. We never store your files. For more details, read our Privacy Policy and Security Overview.
What documents can I upload?
DebTitan supports multiple document types:
- Credit Reports: Experian, Equifax, TransUnion, Credit Karma (PDF)
- Bank Statements: Any bank in PDF, CSV, or Excel format
- Credit Card Statements: PDF, CSV, or Excel
- Investment Statements: 401(k), 403(b), IRA, brokerage accounts
How to Download Your Experian Credit Report
Use if you already have (or create) a free Experian account:
Step-by-Step Instructions
- 1 Visit experian.com and Sign In (or Create account if new)
- 2 In your dashboard, open Reports or Credit Report
- 3 Look for Print / Download / Save as PDF (labels vary). Click it.
- 4 In the print dialog, select Destination → Save as PDF, then Save
- 5 File it safely with a clear name and date
Note: Checking your own credit report does NOT hurt your credit score. Once downloaded, upload it to DebTitan for instant AI analysis!
Alternative: AnnualCreditReport.com
Get reports from all 3 bureaus at AnnualCreditReport.com (weekly access available)
How accurate is the AI analysis?
DebTitan uses advanced AI models to analyze your financial data and provide personalized recommendations. Our AI is trained on thousands of debt payoff scenarios and follows certified financial coaching principles. However, our advice is educational and should not replace professional financial advice for complex situations.
What kind of analysis do I get?
DebTitan provides comprehensive financial analysis including:
- Credit score analysis and improvement strategies
- Debt-to-income ratio calculations
- Personalized debt payoff plans (avalanche & snowball methods)
- Spending pattern analysis and budget recommendations
- Interest savings projections
- Step-by-step action plans with timelines
Can I save my analysis?
Yes! After receiving your AI analysis, you can save it in multiple formats: plain text (.txt), PDF, Markdown (.md), or copy it to your clipboard. You can also view the structured JSON data for technical use.
Do you negotiate with creditors for me?
DebTitan is a software tool that provides guidance, strategies, and templates. We can generate draft negotiation letters and debt forgiveness requests that you can use yourself. We do not directly negotiate with creditors on your behalf.
What languages does DebTitan support?
DebTitan currently supports questions in English and Spanish. You can ask financial questions in either language, such as "How can I pay off my debt?" or "¿Cómo puedo ganar más dinero?"
Can I use DebTitan on mobile?
Absolutely! DebTitan is fully optimized for mobile devices with a responsive design, touch-friendly buttons, and an app-like experience. Access it from any smartphone or tablet browser.
Still have questions?
If you have additional questions, please review our Privacy Policy, Terms of Service, or Security Overview. For specific inquiries, contact us at support@debtitan.com.